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Archive for July 2011

The “New” Accident Benefits: Practical Issues for Health Care Professionals – One Year Later

Summer can be Deadly for Teen Drivers

With school out and summer in full swing, the number of kilometers your teenage son or daughter will be driving is going to increase. The message to young inexperienced teenage drivers;


Here are some harsh statistics from MADD Canada:

1. Of all young drinking drivers killed or seriously injured, the smallest percentage is 16 years of age and the largest is 19 years of age.
2. 40% of teenage drivers killed in road crashes have been drinking.
3. Young males account for 87% of fatally injured drinking drivers and 89% of the seriously injured drinking drivers.
4. 32.4 % of young drinking drivers are killed in the summer versus 8.0% in the winter.
5. 40.8 % of young drinking drivers are injured in the summer versus 11.4% in the winter.

Go to MADD Canada for more statistics.

According to the American Automobile Association, 70% of the deadliest days for teenage drivers occur during the summer months. As parents, it is our responsibility to promote safe driving and “increase their focus on safety during the school-free months ahead.”

Read the full Globe and Mail article.

FSCO Allows Application for Accident Benefits almost 2.5 years after MVA

A recent Arbitration decision from FSCO has allowed for an application for accident benefits to be submitted approximately 2.5 years after the motor vehicle accident. In S.R. and State Farm the insured developed mental health impairments of depression and anxiety as a direct result of caring for her husband who sustained a brain injury and a personality change in December 2001 in a motor vehicle accident. While she retained counsel, she instructed him to take no steps in the matter. It was only after her husband’s tort and accident benefits claims were settled that she could focus on herself, obtain medical treatment and avail herself of accident benefits. Arbitrator Alves accepted that this was a reasonable explanation for the delay in claiming accident benefits.

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